Can only be viewed on Desktop
UX Writing for LazyCard
LazyCard was a credit offering in the form of a physical and digital card, launched by LazyPay near the end of 2021
📓 Project Brief
Review and rewrite copy for the existing LazyCard app flow
⏳ Duration / Size
4 days / M
👩🔧 My Role & Team
As a newly joined UX Writer, my first project in the company was to review copy for the new LazyCard feature
🧑🤝🧑
Understanding Users
Back in March 2020 LazyPay had conducted an extensive persona study, where it was discovered that young Indians fell into 3 major persona types
Persona 1: Defender
Save for future. Defend the present.
Win steadily.
-
Grew up poor or middle-class. Fiercely protective of their progress.
-
Money is hard-earned. Would like to keep it safe.
-
They are focused on happiness from future stable status, rather than immediate happiness
i.e. Future lifestyle >> Experienced happiness.
Persona 2: Hedonist
Enjoy the present.
-
Grew up rich or upper middle-class. Comfortable upbringing.
-
Money is about the joys, everyday. Work to enjoy, not other way round.
-
They are focused on happiness of now, rather than sacrificing for some future
i.e. Experiencing happiness >> Future lifestyle
Persona 3: Attacker
Earn for future. Risk the present. Big wins.
-
Grew up middle-class. Confident about themselves.
-
Money is the goal. Job, skills, title all are means to end. They are comfortable with risk
-
They don’t want to risk to extent of being poor, but they also know best way to defend their worth is to attack, grow.
i.e. No risk = no returns
Among the 3 personas, Hedonists and Attackers are more likely to opt for credit cards, and hence are our target group for LazyCard. They are also comfortable with the term 'credit'.
🖇️
Mapping the user journey
Awareness
User is introduced to LazyCard through SMS/WhatsApp/marketing banners/ads or through the LazyPay app homescreen
User feels: Curious, Interested
User feels: Confused, Excited, Interested
Consideration
User comes to LazyPay app to explore the benefits of the card - decides whether or not to get LazyCard
Onboarding
User decides to take the card - completes an online KYC
User feels: Impatient, Hopeful
User feels: Happy, Relieved, Excited
Activation
User is eligible for LazyCard - gets credit limit, activates card and starts transacting
Designs and Copy Review
I conducted a information architecture, content strategy and copy review from the perspective of a LazyPay user on the finished designs
1. Entry point on homescreen
2. LazyCard landing screen
Problem
- Not following sentence case
Recommended
"Get flat ₹500 cashback on your first transaction"
Problem
- 100% approval is misleading if the flow ends in waitlist
- Zero credit history is not true
Recommended
Use generic statement like "Everyone can get the credit they deserve"
Problem
- Use sentence case for readability
- Remove "cashback" twice and use bullets
Recommended
-
5% instant cashback
-
Monthly rewards
-
Jackpots
Problem
- "Merchants" sounds too jargony
- Not sure what "VISA merchant" means
Recommended
Break it into title + subtext:
"99.5% acceptance, all over India
Powered by VISA"
Problem
- Title is not relevant to half the value props
- Value props are not concrete, some are verbs while some are nouns
Recommended
Replace first two value props with:
"Instant cashback"
"Low interest rates"
Change the order of value props to:
1. Lifetime free card
2. No hidden or annual fees
3. Low interest rates
4. Instant cashback
Problem
- CTA can be shortened
- "Claim" is a slightly harder word to understand
Recommended
"Get your card"
3. Onboarding and KYC flow
Final Copy
Below are the revamped screens after the content audit was completed