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UX Writing for LazyCard

LazyCard was a credit offering in the form of a physical and digital card, launched by LazyPay near the end of 2021

📓 Project Brief

Review and rewrite copy for the existing LazyCard app flow

⏳ Duration / Size

4 days / M

👩‍🔧 My Role & Team

As a newly joined UX Writer, my first project in the company was to review copy for the new LazyCard feature

🧑‍🤝‍🧑
Understanding Users

Back in March 2020 LazyPay had conducted an extensive persona study, where it was discovered that young Indians fell into 3 major persona types

Persona 1: Defender
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Save for future. Defend the present.

Win steadily.

  • Grew up poor or middle-class. Fiercely protective of their progress.

  • Money is hard-earned. Would like to keep it safe.

  • They are focused on happiness from future stable status, rather than immediate happiness
    i.e. Future lifestyle >> Experienced happiness.

Persona 2: Hedonist
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Enjoy the present.

  • Grew up rich or upper middle-class. Comfortable upbringing.

  • Money is about the joys, everyday. Work to enjoy, not other way round.

  • They are focused on happiness of now, rather than sacrificing for some future
    i.e. Experiencing happiness >> Future lifestyle

Persona 3: Attacker
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Earn for future. Risk the present. Big wins.

  • Grew up middle-class. Confident about themselves.

  • Money is the goal. Job, skills, title all are means to end. They are comfortable with risk

  • They don’t want to risk to extent of being poor, but they also know best way to defend their worth is to attack, grow.
    i.e. No risk = no returns

Among the 3 personas, Hedonists and Attackers are more likely to opt for credit cards, and hence are our target group for LazyCard. They are also comfortable with the term 'credit'.

🖇️
Mapping the user journey

Awareness

User is introduced to LazyCard through SMS/WhatsApp/marketing banners/ads or through the LazyPay app homescreen

User feels: Curious, Interested

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User feels: Confused, Excited, Interested

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Consideration

User comes to LazyPay app to explore the benefits of the card - decides whether or not to get LazyCard

Onboarding

User decides to take the card - completes an online KYC

User feels: Impatient, Hopeful

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User feels: Happy, Relieved, Excited

Activation

User is eligible for LazyCard - gets credit limit, activates card and starts transacting

Designs and Copy Review

I conducted a information architecture, content strategy and copy review from the perspective of a LazyPay user on the finished designs

1. Entry point on homescreen
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2. LazyCard landing screen
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Problem

- Not following sentence case

Recommended

"Get flat ₹500 cashback on your first transaction" 

Problem

- 100% approval is misleading if the flow ends in waitlist

- Zero credit history is not true

Recommended

Use generic statement like "Everyone can get the credit they deserve"

Problem

- Use sentence case for readability

- Remove "cashback" twice and use bullets

Recommended
  • 5% instant cashback

  • Monthly rewards

  • Jackpots

Problem

- "Merchants" sounds too jargony

- Not sure what "VISA merchant" means

Recommended

Break it into title + subtext:

"99.5% acceptance, all over India

Powered by VISA"

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Problem

- Title is not relevant to half the value props

- Value props are not concrete, some are verbs while some are nouns

Recommended

Replace first two value props with:

"Instant cashback"

"Low interest rates"

Change the order of value props to:

1. Lifetime free card

2. No hidden or annual fees

3. Low interest rates

4. Instant cashback

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Problem

- CTA can be shortened

- "Claim" is a slightly harder word to understand

Recommended

"Get your card"

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3. Onboarding and KYC flow
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Final Copy

Below are the revamped screens after the content audit was completed

Thanks for reading!
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